{"id":469,"date":"2025-10-21T02:15:01","date_gmt":"2025-10-21T02:15:01","guid":{"rendered":"https:\/\/healthylifehub.fit\/?p=469"},"modified":"2025-10-26T00:45:29","modified_gmt":"2025-10-26T00:45:29","slug":"sukanya-samriddhi-yojana-2025","status":"publish","type":"post","link":"https:\/\/healthylifehub.fit\/eng\/sukanya-samriddhi-yojana-2025\/","title":{"rendered":"Sukanya samriddhi yojana \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e &#8211; 2025 \u091c\u093e\u0928\u0947 \u0915\u094d\u092f\u093e \u0939\u0941\u090f \u0928\u090f \u092c\u0926\u0932\u093e\u0935, \u092c\u0947\u091f\u093f\u092f\u094b\u0902 \u0915\u0947 \u0939\u093f\u0924 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u092f\u094b\u091c\u0928\u093e"},"content":{"rendered":"<p class=\"\"><strong>\u092a\u0930\u093f\u091a\u092f<\/strong>: <strong>\u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 22 \u091c\u0928\u0935\u0930\u0940 2015 \u0915\u094b \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0928\u0930\u0947\u0902\u0926\u094d\u0930 \u092e\u094b\u0926\u0940 \u0915\u0947 \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u092e\u0947\u0902 \u201c\u092c\u0947\u091f\u0940 \u092c\u091a\u093e\u0913, \u092c\u0947\u091f\u0940 \u092a\u0922\u093c\u093e\u0913\u201d \u0905\u092d\u093f\u092f\u093e\u0928 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0940 \u0925\u0940\u0964 <\/strong><\/p>\n\n\n\n<p class=\"\"><strong>\u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0939\u0948 \u0915\u093f \u0939\u0930 \u0932\u0921\u093c\u0915\u0940\u2011\u092c\u093e\u0932\u093f\u0915\u093e \u0915\u0947 \u0932\u093f\u090f \u0936\u093f\u0915\u094d\u0937\u093e \u0914\u0930 \u0935\u093f\u0935\u093e\u0939 \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0938\u0947 \u092e\u0941\u0915\u093e\u092c\u0932\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0947\u0964 \u092f\u0939 \u090f\u0915 \u092c\u091a\u0924\u2011\u092f\u094b\u091c\u0928\u093e \u0939\u0948 \u091c\u093f\u0938\u0947 \u091b\u094b\u091f\u0940 \u092c\u091a\u0924 \u0936\u094d\u0930\u0947\u0923\u0940 (Small Savings) \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0930\u0916\u093e \u0917\u092f\u093e \u0939\u0948, \u0914\u0930 \u0907\u0938\u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c, income tax \u0915\u0930 \u0932\u093e\u092d \u090f\u0935\u0902 \u0905\u0928\u094d\u092f \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0901 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0902\u0964<\/strong><\/p>\n\n\n\n<p class=\"\"><strong>\u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 Sukanya samriddhi yojana \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e 2025 \u0915\u0940 \u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, \u091c\u093f\u0938\u092e\u0947\u0902 \u092a\u093e\u0924\u094d\u0930\u0924\u093e, \u092c\u094d\u092f\u093e\u091c \u0926\u0930, \u091f\u0948\u0915\u094d\u0938 \u0932\u093e\u092d, \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e, \u0906\u0902\u0936\u093f\u0915 \u0928\u093f\u0915\u093e\u0938\u0940 \u0928\u093f\u092f\u092e \u0914\u0930 \u091c\u0930\u0942\u0930\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/strong><\/p>\n\n\n\n<p class=\"\"><strong>\u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e 2025 \u0915\u0947 \u0932\u093e\u092d \u2013 \u0915\u094d\u092f\u094b\u0902 \u0916\u094b\u0932\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/strong><\/p>\n\n\n\n<p class=\"\">\u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e 2025 \u0938\u093f\u0930\u094d\u092b \u090f\u0915 \u092c\u091a\u0924 \u0938\u094d\u0915\u0940\u092e \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u090f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0928\u093f\u0935\u0947\u0936 \u0939\u0948 \u091c\u094b \u092c\u0947\u091f\u093f\u092f\u094b\u0902 \u0915\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0938\u0936\u0915\u094d\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0928\u0940\u091a\u0947 \u0907\u0938\u0915\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0932\u093e\u092d \u0926\u093f\u090f \u0917\u090f \u0939\u0948\u0902:<\/p>\n\n\n\n<p class=\"\">1. <strong>\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u0930\u093f\u091f\u0930\u094d\u0928 <\/strong>&#8211; \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u092e\u0930\u094d\u0925\u093f\u0924 \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u0915\u094b\u0908 \u092c\u093e\u091c\u093e\u0930 \u091c\u094b\u0916\u093f\u092e \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e, \u0907\u0938\u0932\u093f\u090f \u092f\u0939 \u0928\u093f\u0935\u0947\u0936 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">2. <strong>\u092c\u0948\u0902\u0915 FD \u0938\u0947 \u092d\u0940 \u0905\u0927\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 <\/strong>&#8211; \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 (\u0905\u0915\u094d\u091f\u0942\u092c\u0930 2024 \u0938\u0947 8.2%) \u092c\u0948\u0902\u0915 \u0915\u0940 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">3. <strong>\u092e\u0939\u093f\u0932\u093e \u0938\u0936\u0915\u094d\u0924\u093f\u0915\u0930\u0923 \u0915\u093e \u092e\u093e\u0927\u094d\u092f\u092e<\/strong> &#8211; \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u092c\u0947\u091f\u093f\u092f\u094b\u0902 \u0915\u0940 \u0936\u093f\u0915\u094d\u0937\u093e \u0914\u0930 \u0935\u093f\u0935\u093e\u0939 \u0915\u0947 \u0932\u093f\u090f \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0939\u093e\u092f\u0924\u093e \u0926\u0947\u0924\u0940 \u0939\u0948\u0964 \u0938\u0930\u0915\u093e\u0930 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0939\u0948 \u0915\u093f \u0939\u0930 \u092c\u0947\u091f\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092e\u091c\u092c\u0942\u0924 \u092c\u0928\u0947\u0964<\/p>\n\n\n\n<p class=\"\">4. <strong>\u0915\u092e \u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924<\/strong> &#8211; \u0916\u093e\u0924\u0947 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0938\u093f\u0930\u094d\u092b \u20b9250 \u0938\u0947 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u20b9250 \u0914\u0930 \u0905\u0927\u093f\u0915\u0924\u092e \u20b91.5 \u0932\u093e\u0916 \u0924\u0915 \u091c\u092e\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"\">5<strong>. \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924<\/strong>&#8211; \u0916\u093e\u0924\u093e 21 \u0935\u0930\u094d\u0937\u094b\u0902 \u0924\u0915 \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948 \u092f\u093e \u092c\u0947\u091f\u0940 \u0915\u0940 \u0936\u093e\u0926\u0940 (18 \u0935\u0930\u094d\u0937 \u0915\u0947 \u092c\u093e\u0926) \u092a\u0930 \u092c\u0902\u0926 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">6. <strong>\u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u091f\u0948\u0915\u094d\u0938-\u092b\u094d\u0930\u0940 \u092e\u0941\u0928\u093e\u092b\u093e <\/strong>&#8211; \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u094b EEE \u0936\u094d\u0930\u0947\u0923\u0940 \u092e\u0947\u0902 \u0930\u0916\u093e \u0917\u092f\u093e \u0939\u0948: <\/p>\n\n\n\n<p class=\"\">1.E: \u0928\u093f\u0935\u0947\u0936 \u0930\u093e\u0936\u093f \u092a\u0930 \u0927\u093e\u0930\u093e 80C \u0915\u0947 \u0924\u0939\u0924 \u0915\u0930 \u091b\u0942\u091f<\/p>\n\n\n\n<p class=\"\"> 2.E: \u092c\u094d\u092f\u093e\u091c \u0915\u0930\u092e\u0941\u0915\u094d\u0924 <\/p>\n\n\n\n<p class=\"\">3.E: \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0930\u093e\u0936\u093f \u092d\u0940 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u091f\u0948\u0915\u094d\u0938 \u092b\u094d\u0930\u0940<\/p>\n\n\n\n<p class=\"\">\u092f\u0926\u093f \u0906\u092a \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0932\u093e\u092d\u0915\u093e\u0930\u0940 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u0926\u0947\u0916 \u0930\u0939\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0940 \u092c\u0947\u091f\u0940 \u0915\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u092c\u0928\u093e\u090f, \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u090f\u0915 \u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u092f\u094b\u091c\u0928\u093e \u0915\u093e \u0915\u0935\u0930\u0947\u091c \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f<\/strong><\/p>\n\n\n\n<p class=\"\"> \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0924\u0939\u0924 \u0905\u092c \u0924\u0915 \u0905\u0928\u0947\u0915 \u0932\u093e\u0916 \u0916\u093e\u0924\u0947\u0902 \u0916\u0941\u0932 \u091a\u0941\u0915\u0947 \u0939\u0948 \u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u091c\u0928\u0935\u0930\u0940 2025 \u0915\u0947 \u0906\u0902\u0915\u0921\u093c\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 4.1 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 \u0905\u0927\u093f\u0915 \u0916\u093e\u0924\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094b\u0938\u094d\u091f\u2011\u0911\u092b\u093f\u0938 \u090f\u0935\u0902 \u092c\u0948\u0902\u0915 \u0936\u093e\u0916\u093e\u0913\u0902 \u092e\u0947\u0902 \u0916\u0941\u0932 \u091a\u0941\u0915\u0947 \u0939\u0948 \u0914\u0930 \u0905\u092c \u0911\u0928\u0932\u093e\u0907\u0928 \u0935\u093f\u0915\u0932\u094d\u092a \u092d\u0940 \u0939\u0948 \u0964<\/p>\n\n\n\n<p class=\"\">\u0935\u0930\u094d\u0937 2024\u201325 \u0924\u0915 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u091c\u093f\u0932\u094b\u0902 \u092e\u0947\u0902 \u201c<strong>\u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u0917\u094d\u0930\u093e\u092e\u201d<\/strong> \u0928\u093e\u092e \u0938\u0947 \u0910\u0938\u0947 \u0917\u093e\u0902\u0935 \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u093f\u090f \u091c\u093e \u0930\u0939\u0947 \u0939\u0948\u0902 \u091c\u0939\u093e\u0901 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u092f\u094b\u0917\u094d\u092f \u0932\u0921\u093c\u0915\u0940 \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0947 \u091c\u093e \u0930\u0939\u0947 \u0939\u0948 \u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u092a\u093e\u0924\u094d\u0930\u0924\u093e (Eligibility) <\/strong>\u2013 \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u094c\u0928 \u092f\u094b\u0917\u094d\u092f \u0939\u0948 ? \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0930\u0939\u0928\u0947 \u0935\u093e\u0932\u0940 \u092c\u0947\u091f\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0928\u093e\u0908 \u0917\u0908 \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u0936\u0930\u094d\u0924\u0947\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902:<\/p>\n\n\n\n<p class=\"\">1. <strong>\u092c\u093e\u0932\u093f\u0915\u093e \u0915\u0940 \u0906\u092f\u0941 <\/strong>&#8211; \u0916\u093e\u0924\u093e \u092c\u093e\u0932\u093f\u0915\u093e \u0915\u0947 10 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0906\u092f\u0941 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0939\u0940 \u0916\u094b\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923: \u092f\u0926\u093f \u092c\u0947\u091f\u0940 \u0915\u0940 \u091c\u0928\u094d\u092e\u0924\u093f\u0925\u093f 1 \u091c\u0928\u0935\u0930\u0940 2016 \u0939\u0948, \u0924\u094b \u0916\u093e\u0924\u093e 31 \u0926\u093f\u0938\u0902\u092c\u0930 2025 \u0924\u0915 \u0916\u094b\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">2. <strong>\u0915\u094c\u0928 \u0916\u094b\u0932 \u0938\u0915\u0924\u093e \u0939\u0948 \u0916\u093e\u0924\u093e?<\/strong> &#8211; \u0916\u093e\u0924\u093e \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092f\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u092d\u093f\u092d\u093e\u0935\u0915 (Legal Guardian) \u0926\u094d\u0935\u093e\u0930\u093e \u0916\u094b\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u092c\u091a\u094d\u091a\u0940 \u0938\u094d\u0935\u092f\u0902 \u0916\u093e\u0924\u093e \u0928\u0939\u0940\u0902 \u0916\u094b\u0932 \u0938\u0915\u0924\u0940\u0964<\/p>\n\n\n\n<p class=\"\">3. <strong>\u090f\u0915 \u092c\u0947\u091f\u0940 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0939\u0940 \u0916\u093e\u0924\u093e<\/strong> &#8211; \u090f\u0915 \u092c\u0947\u091f\u0940 \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 \u0915\u0947\u0935\u0932 \u090f\u0915 \u0939\u0940 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u090f\u0915 \u092a\u0930\u093f\u0935\u093e\u0930 \u0905\u0927\u093f\u0915\u0924\u092e \u0926\u094b \u092c\u0947\u091f\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0916\u093e\u0924\u0947 \u0916\u094b\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964\u0935\u093f\u0936\u0947\u0937 \u0938\u094d\u0925\u093f\u0924\u093f: \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u092a\u0930\u093f\u0935\u093e\u0930 \u092e\u0947\u0902 \u091c\u0941\u0921\u093c\u0935\u093e\u0902 \u092f\u093e \u0924\u0940\u0928 \u092c\u0947\u091f\u093f\u092f\u093e\u0901 \u091c\u0928\u094d\u092e \u0932\u0947\u0924\u0940 \u0939\u0948\u0902, \u0924\u094b \u0924\u0943\u0924\u0940\u092f \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0940 \u0935\u093f\u0936\u0947\u0937 \u0905\u0928\u0941\u092e\u0924\u093f \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948 (\u0909\u091a\u093f\u0924 \u092a\u094d\u0930\u092e\u093e\u0923 \u0915\u0947 \u0938\u093e\u0925)\u0964<\/p>\n\n\n\n<p class=\"\">4. <strong>\u0928\u093e\u0917\u0930\u093f\u0915\u0924\u093e \u0915\u0940 \u0936\u0930\u094d\u0924 <\/strong>&#8211; \u0916\u093e\u0924\u093e \u0915\u0947\u0935\u0932 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0930\u0939\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948\u0964 NRI (Non-Resident Indian) \u092a\u0930\u093f\u0935\u093e\u0930 \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u0928\u092f\u093e \u0916\u093e\u0924\u093e \u0928\u0939\u0940\u0902 \u0916\u094b\u0932 \u0938\u0915\u0924\u0947\u0964 <\/p>\n\n\n\n<p class=\"\">\u092f\u0926\u093f \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092c\u091a\u094d\u091a\u0940 NRI \u092c\u0928 \u091c\u093e\u0924\u0940 \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915\/\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0915\u094b \u0938\u0942\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948\u0964 \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948 \u0915\u093f \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0924\u0947 \u0938\u092e\u092f \u0938\u092d\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0914\u0930 \u092a\u094d\u0930\u092e\u093e\u0923 \u0938\u0939\u0940 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u091c\u092e\u093e \u0915\u093f\u090f \u091c\u093e\u090f\u0902 \u0924\u093e\u0915\u093f \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u0938\u092e\u0938\u094d\u092f\u093e \u0928 \u0939\u094b\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u090f\u0935\u0902 \u0916\u093e\u0924\u093e \u0915\u0939\u093e\u0902 \u0916\u0941\u0932\u0924\u093e \u0939\u0948? <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u092d\u093e\u0930\u0924 \u092a\u094b\u0938\u094d\u091f \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f (Post Office) \u092e\u0947\u0902 \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e \u0916\u093e\u0924\u093e \u0916\u094b\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u092f\u094b\u0917\u094d\u092f \u092c\u0948\u0902\u0915 \u0936\u093e\u0916\u093e\u090f\u0901 \u092d\u0940 \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u092d\u093e\u0917 \u0932\u0947\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p class=\"\"><strong>\u0915\u093f\u0924\u0928\u0947 \u0930\u0941\u092a\u092f\u0947 \u091c\u092e\u093e \u0915\u0930\u0928\u0947 \u0939\u094b\u0902\u0917\u0947?<\/strong><\/p>\n\n\n\n<p class=\"\"> \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u20b9250 \u092a\u094d\u0930\u093e\u0930\u0902\u092d\u093f\u0915 \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u0939\u0948 \u0905\u0927\u093f\u0915\u0924\u092e \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u20b91.5 \u0932\u093e\u0916 \u092a\u094d\u0930\u0924\u093f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u0939\u0948\u091c\u092e\u093e \u0930\u093e\u0936\u093f \u0915\u0940 \u0915\u094b\u0908 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092e\u093e\u0938\u093f\u0915 \u092c\u093e\u0927\u094d\u092f\u0924\u093e \u0928\u0939\u0940\u0902 \u0939\u0948 \u0905\u092d\u093f\u092d\u093e\u0935\u0915 \u0905\u092a\u0928\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0905\u0928\u0941\u0938\u093e\u0930 \u091c\u092e\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c<\/strong> <\/p>\n\n\n\n<p class=\"\">\u0932\u0921\u093c\u0915\u0940 \u0915\u093e \u091c\u0928\u094d\u092e \u092a\u094d\u0930\u092e\u093e\u0923\u2011\u092a\u0924\u094d\u0930 (Birth Certificate) \u0905\u092d\u093f\u092d\u093e\u0935\u0915 \u0915\u093e \u092a\u0939\u091a\u093e\u0928\u2011\u092a\u094d\u0930\u092e\u093e\u0923 (Aadhaar, PAN, \u0906\u0926\u093f)\u092a\u0924\u093e \u092a\u094d\u0930\u092e\u093e\u0923 (Address Proof) \u0915\u093e\u0917\u091c\u093e\u0924 \u092c\u0948\u0902\u0915\/\u092a\u094b\u0938\u094d\u091f\u2011\u0911\u092b\u093f\u0938 \u0926\u094d\u0935\u093e\u0930\u093e \u092e\u093e\u0902\u0917\u0947 \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948 \u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u090f\u0935\u0902 \u0917\u0923\u093f\u0924<\/strong><\/p>\n\n\n\n<p class=\"\"><strong> \u092c\u094d\u092f\u093e\u091c \u0926\u0930 (Interest Rate)<\/strong><\/p>\n\n\n\n<p class=\"\">\u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u094b \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0939\u0930 \u0924\u093f\u092e\u093e\u0939\u0940 \u092e\u0947\u0902 \u0905\u092a\u0921\u0947\u091f \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u091c\u0941\u0932\u093e\u0908\u2013\u0938\u093f\u0924\u0902\u092c\u0930 2025 \u0924\u093f\u092e\u093e\u0939\u0940 \u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 8.2% \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 \u0918\u094b\u0937\u093f\u0924 \u0915\u0940 \u0917\u0908 \u0925\u0940\u0964 \u091c\u092c \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0936\u0941\u0930\u0942 \u0939\u0941\u0908 \u0925\u0940, \u0909\u0938 \u0938\u092e\u092f \u092c\u094d\u092f\u093e\u091c \u0926\u0930 9.1% \u0924\u0915 \u0925\u0940\u0964 <\/p>\n\n\n\n<p class=\"\">\u092c\u094d\u092f\u093e\u091c \u091a\u0915\u094d\u0930\u0935\u0943\u0926\u094d\u0927\u093f (compounded yearly) \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0930\u093e\u0936\u093f \u0938\u092e\u092f \u0915\u0947 \u0938\u093e\u0925 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u0917\u0923\u093f\u0924 \u0905\u0928\u0941\u092e\u093e\u0928 \u0915\u0947 \u0938\u093e\u0925 \u0909\u0926\u093e\u0939\u0930\u0923 :<\/strong><\/p>\n\n\n\n<p class=\"\"><strong>\u0909\u0926\u093e\u0939\u0930\u0923 1: <\/strong>\u0905\u0917\u0930 \u0906\u092a \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u20b91,000 \u091c\u092e\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902: &#8211; \u0938\u093e\u0932\u093e\u0928\u093e \u091c\u092e\u093e = \u20b912,000 &#8211; 15 \u0935\u0930\u094d\u0937\u094b\u0902 \u0924\u0915 \u091c\u092e\u093e = \u20b91,80,000 &#8211; \u0905\u0917\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0914\u0938\u0924\u0928 8% \u092e\u093e\u0928\u0940 \u091c\u093e\u090f, \u0924\u094b 21 \u0938\u093e\u0932 \u092c\u093e\u0926 \u092f\u0939 \u0930\u093e\u0936\u093f \u092c\u0922\u093c\u0915\u0930 \u20b94.80 \u0932\u093e\u0916 \u0924\u0915 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">\u092f\u0939 \u0905\u0928\u0941\u092e\u093e\u0928 \u0938\u0930\u0915\u093e\u0930\u0940 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u092f\u093e \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u092e\u0949\u0921\u0932 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u0948\u0964 <\/p>\n\n\n\n<p class=\"\"><strong>\u0909\u0926\u093e\u0939\u0930\u0923 2 (\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0938\u093e\u0925):<\/strong>&#8211; \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u20b9250 \u091c\u092e\u093e \u0915\u0930\u0947\u0902 &#8211; \u0938\u093e\u0932\u093e\u0928\u093e = \u20b93,000 &#8211; 15 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u0915\u0941\u0932 \u091c\u092e\u093e = \u20b945,000 &#8211; \u092c\u094d\u092f\u093e\u091c \u092e\u093f\u0932\u093e\u0915\u0930 21 \u0935\u0930\u094d\u0937 \u092c\u093e\u0926 \u0932\u0917\u092d\u0917 \u20b91.1 \u0932\u093e\u0916 \u092e\u093f\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948<\/p>\n\n\n\n<p class=\"\"><strong>\u0928\u094b\u091f: \u092f\u0939 \u0917\u0923\u0928\u093e \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u0947 \u0938\u094d\u0925\u093f\u0930 \u0930\u0939\u0928\u0947 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u0948\u0964 \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0938\u092e\u092f-\u0938\u092e\u092f \u092a\u0930 \u0926\u0930\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0905\u0902\u0924\u093f\u092e \u0930\u093e\u0936\u093f \u090a\u092a\u0930-\u0928\u0940\u091a\u0947 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/strong><\/p>\n\n\n\n<p class=\"\"><strong>\u0915\u094d\u092f\u094b\u0902 \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u092c\u0947\u0939\u0924\u0930 \u0939\u0948?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u091a\u0915\u094d\u0930\u0935\u0943\u0926\u094d\u0927\u093f \u092c\u094d\u092f\u093e\u091c \u0915\u0940 \u0936\u0915\u094d\u0924\u093f \u0938\u0947 \u091b\u094b\u091f\u0940-\u091b\u094b\u091f\u0940 \u092c\u091a\u0924 \u092d\u0940 \u092c\u0921\u093c\u0940 \u092a\u0942\u0902\u091c\u0940 \u092e\u0947\u0902 \u092c\u0926\u0932 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0915\u094b \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u092c\u0947\u091f\u0940 \u0915\u0940 \u0936\u093f\u0915\u094d\u0937\u093e \u092f\u093e \u0935\u093f\u0935\u093e\u0939 \u091c\u0948\u0938\u0940 \u092c\u0921\u093c\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964\u0905\u0935\u0927\u093f, \u0928\u093f\u0915\u093e\u0938\u0940 \u090f\u0935\u0902 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 :<\/li>\n<\/ul>\n\n\n\n<p class=\"\"><strong>\u0905\u0935\u0927\u093f (Tenure)<\/strong> &#8211; \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0940 \u0924\u093e\u0930\u0940\u0916 \u0938\u0947 21 \u0935\u0930\u094d\u0937 \u0924\u0915 \u0915\u0940 \u0905\u0935\u0927\u093f \u0939\u0948\u0964 \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0924\u0939\u0924 \u092a\u0939\u0932\u0947 15 \u0935\u0930\u094d\u0937\u094b\u0902 \u0924\u0915 \u0939\u0940 \u092a\u0948\u0938\u0947 \u091c\u092e\u093e \u0915\u0930\u0928\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948, \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u0942\u0932 \u0930\u093e\u0936\u093f \u092a\u0930 \u0905\u092a\u0928\u0947 \u0906\u092a \u0939\u0940 \u092c\u094d\u092f\u093e\u091c \u091c\u092e\u093e \u0939\u094b\u0924\u093e \u0930\u0939\u0924\u093e \u0939\u0948 \u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u0906\u0902\u0936\u093f\u0915 \u0928\u093f\u0915\u093e\u0938\u0940 (Partial Withdrawal) :<\/strong><\/p>\n\n\n\n<p class=\"\">\u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u092f\u0939 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0940 \u0917\u0908 \u0939\u0948 \u0915\u093f \u091c\u092c \u0932\u0921\u093c\u0915\u0940 18 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948, \u0914\u0930 \u0935\u0939 \u0909\u091a\u094d\u091a \u0936\u093f\u0915\u094d\u0937\u093e (\u091c\u0948\u0938\u0947 \u0915\u0949\u0932\u0947\u091c, \u0935\u093f\u0936\u094d\u0935\u0935\u093f\u0926\u094d\u092f\u093e\u0932\u092f, \u092a\u094d\u0930\u094b\u092b\u0947\u0936\u0928\u0932 \u0915\u094b\u0930\u094d\u0938 \u0906\u0926\u093f) \u092e\u0947\u0902 \u0926\u093e\u0916\u093c\u093f\u0932\u093e \u0932\u0947\u0924\u0940 \u0939\u0948,<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\"> \u0924\u092c \u0909\u0938 \u0916\u093e\u0924\u0947 \u0938\u0947 \u0915\u0941\u0932 \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u0915\u093e 50% \u0924\u0915 \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p class=\"\"><strong>\u0936\u0930\u094d\u0924\u0947\u0902 \u0915\u094d\u092f\u093e \u0939\u0948\u0902<\/strong>?<\/p>\n\n\n\n<p class=\"\">\u0932\u0921\u093c\u0915\u0940 \u0915\u0940 \u0909\u092e\u094d\u0930 18 \u0938\u093e\u0932 \u092f\u093e \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964\u0909\u091a\u094d\u091a \u0936\u093f\u0915\u094d\u0937\u093e \u092e\u0947\u0902 \u0926\u093e\u0916\u093c\u093f\u0932\u0947 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 (Admission proof) \u0926\u0947\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u0948\u0938\u0947 \u0915\u0949\u0932\u0947\u091c \u0915\u093e \u0932\u0947\u091f\u0930 \u092f\u093e \u092b\u0940\u0938 \u0938\u094d\u0932\u093f\u092a\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u092a\u0948\u0938\u093e \u090f\u0915 \u092c\u093e\u0930 \u092f\u093e \u0915\u093f\u0938\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948<\/strong> \u2013 \u0909\u0926\u093e\u0939\u0930\u0923: <\/p>\n\n\n\n<p class=\"\">\u0905\u0917\u0930 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u20b95 \u0932\u093e\u0916 \u091c\u092e\u093e \u0939\u0948\u0902 \u0914\u0930 \u092c\u0947\u091f\u0940 \u0915\u094b \u0915\u0949\u0932\u0947\u091c \u092e\u0947\u0902 \u0926\u093e\u0916\u093c\u093f\u0932\u093e \u092e\u093f\u0932\u093e \u0939\u0948, \u0924\u094b \u0906\u092a \u20b92.5 \u0932\u093e\u0916 (50%) \u0924\u0915 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948 \u0964 \u092f\u0939 \u0928\u093f\u0915\u093e\u0938\u0940 \u0916\u0930\u094d\u091a\u0947 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u0939\u0940 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f \u2013 \u091c\u0948\u0938\u0947 \u092b\u0940\u0938, \u0915\u093f\u0924\u093e\u092c\u0947\u0902, \u0939\u0949\u0938\u094d\u091f\u0932 \u0906\u0926\u093f\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0928\u0947 \u092f\u094b\u0917\u094d\u092f:<\/strong>&#8211; \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0947 \u092c\u093e\u0926 \u0916\u093e\u0924\u093e \u0916\u0941\u0932\u093e \u0930\u0939\u0924\u093e \u0939\u0948 \u0914\u0930 \u092c\u093e\u0915\u0940 \u0930\u093e\u0936\u093f \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u092e\u093f\u0932\u0924\u093e \u0930\u0939\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0932\u0921\u093c\u0915\u0940 \u0915\u0940 \u092a\u0922\u093c\u093e\u0908 \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0928 \u0939\u094b \u0924\u094b \u092f\u0939 \u0935\u093f\u0915\u0932\u094d\u092a \u091c\u0930\u0942\u0930\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0964 \u0906\u092a \u091a\u093e\u0939\u0947\u0902 \u0924\u094b \u092a\u0942\u0930\u0940 \u0930\u093e\u0936\u093f \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 (21 \u0935\u0930\u094d\u0937) \u092a\u0930 \u092d\u0940 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">\u0935\u093f\u0935\u093e\u0939 \u0915\u0947 \u092c\u093e\u0926 \u092f\u093e \u0938\u094d\u0935\u092f\u0902 \u092e\u0948\u0930\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 (\u0905\u0917\u0930 18 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0906\u092f\u0941 \u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u091a\u0941\u0915\u0940 \u0939\u094b) \u0916\u093e\u0924\u093e \u092c\u0902\u0926 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u090f\u0928\u0906\u0930\u0906\u0908\/\u0906\u092a\u094d\u0930\u0935\u093e\u0938\u093f\u092f\u094b\u0902 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f (NRI) &#8211;<\/strong> \u0916\u093e\u0924\u093e \u0916\u0941\u0932\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092f\u0926\u093f \u0905\u092d\u093f\u092d\u093e\u0935\u0915\/\u0932\u0921\u093c\u0915\u0940 \u0928\u0947 NRI\u2011\u0938\u094d\u0925\u093f\u0924\u093f \u0917\u094d\u0930\u0939\u0923 \u0915\u0940 \u0939\u0948, \u0924\u094b \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092a\u0942\u0930\u094d\u0935\u0935\u0924 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0928\u0940 \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948 \u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0915\u0930 \u0932\u093e\u092d (Tax Benefits)<\/strong><\/p>\n\n\n\n<p class=\"\">\u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u094b EEE \u0915\u0948\u091f\u0947\u0917\u0930\u0940 \u092e\u0947\u0902 \u0930\u0916\u093e \u0917\u092f\u093e \u0939\u0948: EEE \u0915\u093e \u092e\u0924\u0932\u092c \u0915\u094d\u092f\u093e \u0939\u0948? <\/p>\n\n\n\n<p class=\"\">EEE \u092f\u093e\u0928\u0940 Exempt \u2013 Exempt \u2013 Exempt \u092e\u0924\u0932\u092c \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u0924\u0940\u0928\u094b\u0902 \u0938\u094d\u0924\u0930\u094b\u0902 \u092a\u0930 \u091f\u0948\u0915\u094d\u0938 \u0938\u0947 \u091b\u0942\u091f \u092e\u093f\u0932\u0924\u0940 \u0939\u0948:<\/p>\n\n\n\n<p class=\"\">1. <strong>\u091c\u092e\u093e \u0915\u0940 \u0917\u0908 \u0930\u093e\u0936\u093f \u092a\u0930 \u091b\u0942\u091f (Investment Exempt) <\/strong>&#8211; \u0906\u092a \u091c\u094b \u092a\u0948\u0938\u093e \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0909\u0938 \u092a\u0930 \u0927\u093e\u0930\u093e 80C \u0915\u0947 \u0924\u0939\u0924 \u20b91.5 \u0932\u093e\u0916 \u0924\u0915 \u091f\u0948\u0915\u094d\u0938 \u092e\u0947\u0902 \u091b\u0942\u091f \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">2.<strong>\u092c\u094d\u092f\u093e\u091c \u092a\u0930 \u091b\u0942\u091f (Interest Exempt) <\/strong>&#8211; \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u0939\u0930 \u0938\u093e\u0932 \u091c\u094b \u092c\u094d\u092f\u093e\u091c \u092e\u093f\u0932\u0924\u093e \u0939\u0948,\u0935\u094b \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u091f\u0948\u0915\u094d\u0938 \u092b\u094d\u0930\u0940 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">3. <strong>\u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u092a\u0930 \u091b\u0942\u091f (Maturity Exempt)<\/strong> \u091c\u092c \u0916\u093e\u0924\u093e \u092e\u0948\u091a\u094d\u092f\u094b\u0930 \u0939\u094b\u0924\u093e \u0939\u0948 (21 \u0938\u093e\u0932 \u092c\u093e\u0926 \u092f\u093e \u0936\u093e\u0926\u0940 \u092a\u0930), \u0924\u092c \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u0942\u0930\u0940 \u0930\u093e\u0936\u093f \u091f\u0948\u0915\u094d\u0938 \u092b\u094d\u0930\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u0909\u0926\u093e\u0939\u0930\u0923 \u0938\u0947 \u0938\u092e\u091d\u0947\u0902<\/strong>:\u0905\u0917\u0930 \u0906\u092a\u0928\u0947 \u0939\u0930 \u0938\u093e\u0932 \u20b91,00,000 \u091c\u092e\u093e \u0915\u093f\u092f\u093e, &#8211; \u0924\u094b \u0935\u0939 \u20b91,00,000 \u0906\u092a\u0915\u0940 Taxable Income \u0938\u0947 \u0918\u091f \u091c\u093e\u090f\u0917\u093e\u0964 \u0909\u0938 \u092a\u0930 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u093e \u092c\u094d\u092f\u093e\u091c \u092d\u0940 \u091f\u0948\u0915\u094d\u0938 \u092b\u094d\u0930\u0940 \u0930\u0939\u0947\u0917\u093e\u0964 \u0914\u0930 \u091c\u092c \u092c\u0947\u091f\u0940 \u0915\u0940 \u0909\u092e\u094d\u0930 21 \u0938\u093e\u0932 \u0939\u094b\u0917\u0940, \u0924\u092c \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u0942\u0930\u0940 \u0930\u0915\u092e \u092a\u0930 \u0915\u094b\u0908 \u091f\u0948\u0915\u094d\u0938 \u0928\u0939\u0940\u0902 \u0932\u0917\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"\">\u0915\u0941\u0932 \u092e\u093f\u0932\u093e\u0915\u0930: \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0909\u0928 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u092c\u0947\u0939\u0926 \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0939\u0948 \u091c\u094b Tax saving \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948 \u0938\u093e\u0925 \u0939\u0940 \u092c\u0947\u091f\u0940 \u0915\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u0916\u093e\u0924\u093e \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923 (Account Transfer) <\/strong><\/p>\n\n\n\n<p class=\"\">\u0905\u0917\u0930 \u092c\u0947\u091f\u0940 \u092f\u093e \u0909\u0938\u0915\u0947 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0915\u094b \u0926\u0942\u0938\u0930\u0947 \u0936\u0939\u0930, \u0930\u093e\u091c\u094d\u092f \u092f\u093e \u0907\u0932\u093e\u0915\u0947 \u092e\u0947\u0902 \u091c\u093e\u0928\u093e \u092a\u0921\u093c\u0947, \u0924\u094b \u0906\u092a\u0915\u093e \u0916\u093e\u0924\u093e \u092d\u0940 \u0938\u093e\u0925 \u092e\u0947\u0902 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u092e\u0941\u0916\u094d\u092f \u092c\u093e\u0924\u0947\u0902:<\/strong><\/p>\n\n\n\n<p class=\"\">1. <strong>\u0938\u094d\u0925\u093e\u0928 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u092a\u0930 \u0938\u0941\u0935\u093f\u0927\u093e:<\/strong>&#8211; \u092f\u0926\u093f \u0906\u092a \u0915\u093f\u0938\u0940 \u0926\u0942\u0938\u0930\u0947 \u0930\u093e\u091c\u094d\u092f \u092f\u093e \u0936\u0939\u0930 \u092e\u0947\u0902 \u0936\u093f\u092b\u094d\u091f \u0939\u094b \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u0916\u093e\u0924\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0928\u091c\u0926\u0940\u0915\u0940 \u092c\u0948\u0902\u0915 \u092f\u093e \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930\u0935\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"\">2.<strong> \u092c\u0948\u0902\u0915 \u0938\u0947 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u092d\u0940 \u0938\u0902\u092d\u0935<\/strong>:- \u0909\u0926\u093e\u0939\u0930\u0923: \u0906\u092a\u0928\u0947 \u092a\u0939\u0932\u0947 \u0916\u093e\u0924\u093e SBI \u092e\u0947\u0902 \u0916\u0941\u0932\u0935\u093e\u092f\u093e \u0925\u093e,\u0905\u092c \u0906\u092a \u0909\u0938\u0947 India Post Office \u092e\u0947\u0902 \u092d\u0940 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948 \u092f\u093e \u0907\u0938\u0915\u0947 \u0909\u0932\u091f\u0964<\/p>\n\n\n\n<p class=\"\">3. <strong>\u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0936\u0941\u0932\u094d\u0915<\/strong>:- \u0905\u0927\u093f\u0915\u0924\u0930 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0915\u094b\u0908 \u0936\u0941\u0932\u094d\u0915 \u0928\u0939\u0940\u0902 \u0932\u0917\u0924\u093e, \u0905\u0917\u0930 \u0928\u092f\u093e \u0938\u094d\u0925\u093e\u0928 \u092a\u094d\u0930\u092e\u093e\u0923 \u0938\u0939\u093f\u0924 \u2018\u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u0923\u2019 (transfer) \u0915\u093e \u0915\u093e\u0930\u0923 \u0939\u094b\u0964<\/p>\n\n\n\n<p class=\"\">4. <strong>\u091c\u0930\u0942\u0930\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c<\/strong>:- \u0916\u093e\u0924\u093e \u092a\u093e\u0938\u092c\u0941\u0915,\u092a\u0939\u091a\u093e\u0928 \u092a\u0924\u094d\u0930,\u0928\u092f\u093e \u092a\u0924\u093e \u092a\u094d\u0930\u092e\u093e\u0923 (Address Proof),\u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u0923 \u092a\u094d\u0930\u092e\u093e\u0923 (\u092f\u0926\u093f \u0939\u094b \u0924\u094b)<\/p>\n\n\n\n<p class=\"\">5. \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930? &#8211; \u091c\u093f\u0938 \u092c\u0948\u0902\u0915\/\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930\u0928\u093e \u0939\u0948 \u0935\u0939\u093e\u0901 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0947\u0902, \u090f\u0915 \u0938\u0930\u0932 \u092b\u0949\u0930\u094d\u092e \u092d\u0930\u0928\u093e \u0939\u094b\u0917\u093e, \u092a\u0941\u0930\u093e\u0928\u0947 \u092c\u0948\u0902\u0915 \u0938\u0947 NOC \u092f\u093e \u0916\u093e\u0924\u093e \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u0928\u094b\u091f<\/strong>:- \u0916\u093e\u0924\u093e \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930\u0935\u093e\u0928\u0947 \u0938\u0947 \u0928 \u0924\u094b \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092c\u0926\u0932\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0928 \u0939\u0940 \u0916\u093e\u0924\u093e \u0928\u093f\u092f\u092e\u0964 \u092f\u0947 \u0938\u0941\u0935\u093f\u0927\u093e \u092f\u094b\u091c\u0928\u093e \u0915\u094b \u0932\u091a\u0940\u0932\u093e \u0914\u0930 \u092a\u094b\u0930\u094d\u091f\u0947\u092c\u0932 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948, \u0924\u093e\u0915\u093f \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0925\u093e\u0928 \u092a\u0930 \u092c\u0947\u091f\u0940 \u0915\u0940 \u0938\u0947\u0935\u093f\u0902\u0917 \u091c\u093e\u0930\u0940 \u0930\u0939 \u0938\u0915\u0947\u0964<\/p>\n\n\n\n<p class=\"\">\u0928\u0935\u0940\u0928\u0924\u092e \u0926\u093f\u0936\u093e\u2011\u0928\u093f\u0930\u094d\u0926\u0947\u0936 \u090f\u0935\u0902 \u0938\u0941\u091d\u093e\u0935 (2024 \u0905\u092a\u0921\u0947\u091f\u094d\u0938)\u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e 21 \u0905\u0917\u0938\u094d\u0924 2024 \u0915\u094b \u092f\u094b\u091c\u0928\u093e \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0915\u0941\u091b \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0905\u092a\u0921\u0947\u091f \u0914\u0930 \u0928\u093f\u092f\u092e \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u0917\u090f \u0939\u0948\u0902, \u091c\u093f\u0928\u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0928\u093e \u0905\u092c \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">1. <strong>\u0905\u092d\u093f\u092d\u093e\u0935\u0915 \u0938\u0902\u092c\u0902\u0927\u0940 \u092a\u0941\u0928\u0930\u094d\u0938\u094d\u0925\u093e\u092a\u0928 (Guardianship Update):- <\/strong><\/p>\n\n\n\n<p class=\"\">\u092f\u0926\u093f \u092c\u0947\u091f\u0940 \u0915\u0947 \u092e\u0942\u0932 \u0905\u092d\u093f\u092d\u093e\u0935\u0915 (\u091c\u0948\u0938\u0947 \u092e\u093e\u0924\u093e \u092f\u093e \u092a\u093f\u0924\u093e) \u0915\u093e \u0928\u093f\u0927\u0928 \u0939\u094b \u0917\u092f\u093e \u0939\u094b \u092f\u093e \u0935\u0947 \u0905\u0928\u0941\u092a\u0932\u092c\u094d\u0927 \u0939\u094b\u0902, \u0924\u094b \u0928\u092f\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u092d\u093f\u092d\u093e\u0935\u0915 (legal guardian) \u0928\u093f\u092f\u092e\u093e\u0928\u0941\u0938\u093e\u0930 \u0916\u093e\u0924\u093e \u0938\u0902\u091a\u093e\u0932\u0928 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 &#8211; \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0935\u0948\u0927 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0914\u0930 \u0917\u093e\u0930\u094d\u091c\u093f\u092f\u0928\u0936\u093f\u092a \u092a\u094d\u0930\u0942\u092b \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0939\u094b\u0917\u0940\u0964<\/p>\n\n\n\n<p class=\"\">2. <strong>\u092b\u0930\u094d\u091c\u093c\u0940 \u092f\u093e \u090f\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0916\u093e\u0924\u0947 \u0916\u094b\u0932\u0928\u0947 \u092a\u0930 \u0938\u0916\u094d\u0924\u0940:- <\/strong><\/p>\n\n\n\n<p class=\"\">\u090f\u0915 \u092c\u093e\u0932\u093f\u0915\u093e \u0915\u0947 \u0932\u093f\u090f \u0915\u0947\u0935\u0932 \u090f\u0915 \u0939\u0940 \u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u0915\u093e\u0930\u0923\u0935\u0936 \u090f\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0916\u093e\u0924\u0947 \u0916\u0941\u0932 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902 (\u0917\u0932\u0924\u0940 \u0938\u0947 \u092f\u093e \u091c\u093e\u0928\u092c\u0942\u091d\u0915\u0930), \u0924\u094b \u0938\u0930\u0915\u093e\u0930 \u0909\u0928 \u0916\u093e\u0924\u094b\u0902 \u0915\u094b \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924 \u092c\u0902\u0926 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948, \u0914\u0930 \u0909\u0938 \u092a\u0930 \u0926\u0902\u0921 \u092d\u0940 \u0932\u0917\u093e\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">3. <strong>\u0906\u0927\u093e\u0930 \u0914\u0930 \u092a\u0948\u0928 \u0905\u092a\u0921\u0947\u091f \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f:- <\/strong><\/p>\n\n\n\n<p class=\"\">\u0905\u092c \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 PAN \u0914\u0930 Aadhaar \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u093e \u0905\u092a\u0921\u0947\u091f \u0915\u0930\u0928\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0915\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0924\u0947 \u0938\u092e\u092f \u092f\u093e \u092c\u093e\u0926 \u092e\u0947\u0902 \u092d\u0940 \u092f\u0939 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0905\u092a\u0921\u0947\u091f \u0928 \u0915\u0930\u0928\u0947 \u092a\u0930, \u0916\u093e\u0924\u093e \u201cinactive\u201d \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u092f\u093e \u0932\u0947\u0928\u0926\u0947\u0928 \u0938\u0940\u092e\u093f\u0924 \u0915\u093f\u090f \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948 \u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u091c\u0930\u0942\u0930\u0940 \u0938\u0941\u091d\u093e\u0935:- <\/strong><\/p>\n\n\n\n<p class=\"\">\u0905\u0917\u0930 \u0906\u092a\u0928\u0947 \u0916\u093e\u0924\u093e \u092a\u0939\u0932\u0947 \u092c\u093f\u0928\u093e PAN \u092f\u093e \u0906\u0927\u093e\u0930 \u0915\u0947 \u0916\u094b\u0932\u093e \u0939\u0948, \u0924\u094b \u0928\u091c\u0926\u0940\u0915\u0940 \u092c\u0948\u0902\u0915\/\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u091c\u093e\u0915\u0930 \u0935\u093f\u0935\u0930\u0923 \u0905\u092a\u0921\u0947\u091f \u0915\u0930\u0935\u093e \u0932\u0947\u0902\u0964 \u0938\u092d\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u092a\u094d\u0930\u092e\u093e\u0923\u093f\u0924 \u0914\u0930 \u0935\u0948\u0927 \u0939\u094b\u0928\u0947 \u091a\u093e\u0939\u093f\u090f\u0964\u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901 \u0914\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u092c\u093e\u0924\u0947\u0902 <\/p>\n\n\n\n<p class=\"\">1. <strong>\u0938\u092e\u092f \u092a\u0930 \u091c\u092e\u093e \u0928 \u0915\u0930\u0928\u0947 \u092a\u0930 \u092a\u0947\u0928\u0932\u094d\u091f\u0940<\/strong>:- \u0939\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u092e\u0947\u0902 \u0915\u092e \u0938\u0947 \u0915\u092e \u20b9250 \u091c\u092e\u093e \u0915\u0930\u0928\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948\u0964 \u092f\u0926\u093f \u092f\u0939 \u0938\u092e\u092f \u092a\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0917\u092f\u093e, \u0924\u094b \u0916\u093e\u0924\u093e \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f (inactive) \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0947 \u092a\u0941\u0928\u0903 \u0938\u0915\u094d\u0930\u093f\u092f \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u20b950 \u092a\u0947\u0928\u0932\u094d\u091f\u0940 \u0915\u0947 \u0938\u093e\u0925 \u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f \u091c\u092e\u093e \u0915\u0930\u0928\u0940 \u092a\u0921\u093c\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">2. <strong>\u0928\u093f\u092f\u092e\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924<\/strong>:- \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u093e \u0905\u0927\u093f\u0915\u0924\u092e \u0932\u093e\u092d \u0924\u092d\u0940 \u0938\u0902\u092d\u0935 \u0939\u0948 \u091c\u092c \u092a\u0942\u0930\u0947 15 \u0935\u0930\u094d\u0937\u094b\u0902 \u0924\u0915 \u0928\u093f\u092f\u092e\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0964\u0905\u0938\u094d\u0925\u093f\u0930 \u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u092c\u094d\u092f\u093e\u091c \u0914\u0930 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0930\u093e\u0936\u093f \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">3. <strong>\u090f\u0928\u0906\u0930\u0906\u0908 (NRI) \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0940 \u091c\u091f\u093f\u0932\u0924\u093e<\/strong>:- \u0905\u0917\u0930 \u0916\u093e\u0924\u093e \u0927\u093e\u0930\u0915 \u092f\u093e \u0905\u092d\u093f\u092d\u093e\u0935\u0915 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 NRI \u092c\u0928 \u091c\u093e\u0924\u093e \u0939\u0948,\u0924\u094b \u0916\u093e\u0924\u093e \u091c\u093e\u0930\u0940 \u0928\u0939\u0940\u0902 \u0930\u0916\u093e \u091c\u093e \u0938\u0915\u0924\u093e, \u0907\u0938 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0916\u093e\u0924\u093e \u092c\u0902\u0926 \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948 \u092f\u093e \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">4.<strong> \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928:<\/strong>&#8211; \u092f\u094b\u091c\u0928\u093e \u0915\u0940 \u0905\u0935\u0927\u093f \u0932\u0902\u092c\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948 21 \u0935\u0930\u094d\u0937\u094b\u0902 \u0924\u0915 \u0916\u093e\u0924\u093e \u091a\u0932\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u0926\u094c\u0930\u093e\u0928 \u0915\u0908 \u092c\u093e\u0930 \u092a\u0924\u093e, \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c, \u092c\u0948\u0902\u0915 \u0935\u093f\u0935\u0930\u0923, \u092e\u094b\u092c\u093e\u0907\u0932 \u0928\u0902\u092c\u0930 \u0906\u0926\u093f \u0905\u092a\u0921\u0947\u091f \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0905\u0915\u093e\u0909\u0902\u091f \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930, \u092a\u093e\u0938\u092c\u0941\u0915 \u0905\u092a\u0921\u0947\u091f, \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0928\u093f\u0935\u0947\u0936 \u0906\u0926\u093f \u0915\u093e \u0928\u093f\u092f\u092e\u093f\u0924 \u091f\u094d\u0930\u0948\u0915 \u0930\u0916\u0928\u093e \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\"><strong>\u0938\u0941\u091d\u093e\u0935<\/strong>:- SMS\/Email alerts \u091a\u093e\u0932\u0942 \u0930\u0916\u0947\u0902, \u0938\u093e\u0932\u093e\u0928\u093e \u090f\u0915 \u092c\u093e\u0930 \u092a\u093e\u0938\u092c\u0941\u0915 \u091c\u0930\u0942\u0930 \u0905\u092a\u0921\u0947\u091f \u0915\u0930\u093e\u090f\u0902\u0964\u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0938\u0941\u091d\u093e\u0935 \/ \u0930\u0923\u0928\u0940\u0924\u093f:- <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u091c\u093f\u0924\u0928\u093e \u091c\u0932\u094d\u0926\u0940 \u0939\u094b \u0938\u0915\u0947 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0947\u0902 \u2013 \u0938\u092e\u092f \u091c\u093f\u0924\u0928\u093e \u0932\u0902\u092c\u093e, \u0915\u092e\u094d\u092a\u093e\u0909\u0902\u0921\u093f\u0902\u0917 \u0909\u0924\u0928\u0940 \u092c\u0947\u0939\u0924\u0930\u0964<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u0939\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u092e\u0947\u0902 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u091c\u092e\u093e \u0915\u0930\u0947\u0902 (\u20b9250) \u0939\u0940 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u2011\u0926\u0930\u094d\u0936\u0915 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\"> \u0915\u094b\u0930\u094b\u0928\u093e\u2011\u0906\u0930\u094d\u0925\u093f\u0915 \u091a\u0941\u0928\u094c\u0924\u0940 \u092e\u0947\u0902 \u092d\u0940 \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0926\u0947\u0902 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\"> \u0916\u093e\u0924\u0947 \u0915\u094b \u0938\u092e\u092f\u2011\u0938\u092e\u092f \u092a\u0930 \u091f\u094d\u0930\u0948\u0915 \u0915\u0930\u0947\u0902 \u2013 \u092c\u094d\u092f\u093e\u091c \u0926\u0930, \u092c\u0948\u0902\u0915 \u0928\u0940\u0924\u093f, \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0905\u092a\u0921\u0947\u091f\u0964<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u092f\u0926\u093f \u092c\u0947\u091f\u0940 \u0915\u0947 \u092a\u093e\u0938 \u0905\u0928\u094d\u092f \u0928\u093f\u0935\u0947\u0936 \u092e\u094c\u091c\u0942\u0926 \u0939\u0948\u0902 \u0924\u094b SSY \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092d\u093e\u0917 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p class=\"\"><strong>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/strong>:<\/p>\n\n\n\n<p class=\"\">\u0938\u0941\u0915\u0928\u094d\u092f\u093e \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u092f\u094b\u091c\u0928\u093e \u0915\u0947\u0935\u0932 \u090f\u0915 \u092c\u091a\u0924 \u0916\u093e\u0924\u093e \u0928\u0939\u0940\u0902 \u0939\u0948, \u092f\u0939 \u0932\u0921\u093c\u0915\u0940\u2011\u092c\u093e\u0932\u093f\u0915\u093e \u0915\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u0930\u0915\u094d\u0937\u093e\u2011\u091c\u093e\u0932 \u0915\u0940 \u0924\u0930\u0939 \u0939\u0948\u0964 \u0938\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940, \u0938\u092e\u092f \u092a\u0930 \u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u0905\u0928\u0941\u0936\u093e\u0938\u0928 \u0915\u0947 \u0938\u093e\u0925 \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0938\u0947 \u0928 \u0915\u0947\u0935\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u0938\u0902\u092d\u0935 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0938\u093e\u092e\u093e\u091c\u093f\u0915\u2011\u0938\u0936\u0915\u094d\u0924\u093f\u0915\u0930\u0923 \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u092d\u0940 \u090f\u0915 \u092c\u0921\u093c\u093e \u0915\u0926\u092e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"\">\u092f\u0926\u093f \u0906\u092a\u0928\u0947 \u0905\u092d\u0940 \u0924\u0915 \u0916\u0941\u0932\u0935\u093e\u092f\u093e \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b \u0906\u091c \u0939\u0940 \u090f\u0915 SSY \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0947\u0902 \u0914\u0930 \u0905\u092a\u0928\u0940 \u092c\u0947\u091f\u0940 \u0915\u0940 \u0909\u091c\u094d\u091c\u0935\u0932 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0947\u0902\u0964\u0926\u094d\u0930\u0937\u094d\u091f\u0935\u094d\u092f:\u090a\u092a\u0930 \u0926\u0940 \u0917\u0908 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0914\u0930 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0915 \u0938\u094d\u0930\u094b\u0924\u094b\u0902 (\u091c\u0948\u0938\u0947 DEA, Jagran Josh, ClearTax) \u0938\u0947 \u0938\u0902\u0915\u0932\u093f\u0924 \u0915\u0940 \u0917\u0908 \u0939\u0948 \u0964<\/p>\n\n\n\n<p class=\"\">\u0928\u094b\u091f:\u092c\u094d\u092f\u093e\u091c \u0926\u0930, \u0928\u093f\u092f\u092e\u093e\u0935\u0932\u0940 \u0935 \u0905\u0928\u094d\u092f \u0936\u0930\u094d\u0924\u0947\u0902 \u0938\u092e\u092f\u2011\u0938\u092e\u092f \u092a\u0930 \u0905\u092a\u0921\u0947\u091f \u0939\u094b\u0924\u0940 \u0939\u0948, \u0916\u093e\u0924\u0947 \u0915\u094b \u0916\u094b\u0932\u0928\u0947 \u0915\u0947 \u092a\u0942\u0930\u094d\u0935 \u0938\u094d\u0925\u093e\u0928\u093f\u0915 \u092c\u0948\u0902\u0915\/\u092a\u094b\u0938\u094d\u091f \u0905\u0927\u093f\u0915\u093e\u0930\u0940 \u0938\u0947 \u0928\u0935\u0940\u0928\u0924\u092e \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u091c\u0930\u0942\u0930 \u0938\u092e\u091d \u0932\u0947\u0902\u0964 http:\/\/dea.gov.in\/budget-division\/sukanya-samriddhi-account?utm<\/p>\n\n\n\n<p class=\"\">Citations:1. The Indian Express: indianexpress.com\/article\/what-is\/what-is-sukanya-samriddhi-yojana-5367817\/?utm<\/p>\n\n\n\n<p class=\"\">2. Department of Economic Affairs: dea.gov.in\/budget-division\/sukanya-samriddhi-account?utm<\/p>\n\n\n\n<p class=\"\">3. Vision IAS: visionias.in\/current-affairs\/news-today\/2025-01-23\/schemes-in-news\/10-years-of-sukanya-samriddhi-yojana?utm<\/p>\n\n\n\n<p class=\"\">4. The Times of India:timesofindia.indiatimes.com\/business\/india-business\/how-to-open-a-sukanya-samriddhi-account-online-everything-you-need-to-know\/amp_articleshow\/112203753.cms?utm<\/p>\n\n\n\n<p class=\"\">5. The Times of India: timesofindia.indiatimes.com\/city\/allahabad\/postal-dept-intensifies-sukanya-samriddhi-yojana-campaign-in-prayagraj\/articleshow\/124216446.cms?utm<\/p>\n\n\n\n<p class=\"\">6. India Today: www.indiatoday.in\/education-today\/gk-current-affairs\/story\/sukanya-samriddhi-yojana-education-marriage-girl-child-eligibility-deposit-maturity-withdrawal-interest-1345483-2018-09-21?utm<\/p>\n\n\n\n<p class=\"\">7. Times Bull: www.timesbull.com\/business\/sukanya-samriddhi-yojana-a-government-backed-savings-scheme-secure-your-daughters-future-376406.html?utm<\/p>\n\n\n\n<p class=\"\">8. IndiaCelebrating.com: www.indiacelebrating.com\/government\/sukanya-samriddhi-account-scheme\/<\/p>\n\n\n\n<p class=\"\">9. Jagranjosh.com: www.jagranjosh.com\/general-knowledge\/sukanya-samriddhi-yojana-1652781573-1?<\/p>\n\n\n\n<p class=\"\">10. Sarkari Yojnaa: sarkariyojnaa.org\/sukanya-samridhhi-yojana\/<\/p>\n\n\n\n<p class=\"\">11. ClearTax: cleartax.in\/s\/sukanya-samriddhi-yojana?utm<\/p>\n\n\n\n<p class=\"\">12. Navbharat Times: navbharattimes.indiatimes.com\/government-schemes\/central\/sukanya-samriddhi-yojana-interest-rate-remains-same-investment-of-250-rupees-per-month-can-give-your-daughter-138000-rupees-see-ssy-chart-and-calculator\/articleshow\/122180040.cms?utm<\/p>\n\n\n\n<p class=\"\">13. Reddit: www.reddit.com\/r\/nri\/comments\/1ifwrgf?utm<\/p>\n\n\n\n<p class=\"\">14. The Times of India: timesofindia.indiatimes.com\/business\/india-business\/sukanya-samriddhi-yojana-what-are-the-latest-guidelines-for-ssy-accounts-check-here\/articleshow\/113423783.cms?utm<\/p>","protected":false},"excerpt":{"rendered":"<p>\u092a\u0930\u093f\u091a\u092f: \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 22 \u091c\u0928\u0935\u0930\u0940 2015 \u0915\u094b \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0928\u0930\u0947\u0902\u0926\u094d\u0930 \u092e\u094b\u0926\u0940 \u0915\u0947 \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u092e\u0947\u0902 \u201c\u092c\u0947\u091f\u0940 \u092c\u091a\u093e\u0913, \u092c\u0947\u091f\u0940 \u092a\u0922\u093c\u093e\u0913\u201d \u0905\u092d\u093f\u092f\u093e\u0928 \u0915\u0947 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":473,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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